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Writer's pictureCindy Davis

8 Key Questions to Choose the Best Post-Hospital Care for Seniors


Title graphic showing caregiver helping elderly woman stand with her walker

When hospitalized, whether for scheduled surgery or an unexpected event, knowing what comes next is crucial. My father's experience is a testament to why it’s important to be well-informed and prepared. Initially, hospital staff suggested a path that didn't suit his needs or his living situation. By advocating for a plan that considered his unique circumstances, we ensured his recovery was handled in the best way possible, allowing him to continue living independently for as long as he could.

 

This underscores the vital role of understanding your discharge destination options. Most patients look forward to going home after being hospitalized, but the transition can be complicated, especially if ongoing support is required. The challenges of post-hospital recovery are substantial, particularly for older adults. Research indicates that between 25% and 35% of older adults lose at least one activity of daily living (ADL) after 10 to 14 days of hospitalization for treatment of a severe and sudden illness or injury. Additionally, a quarter of those over 65 years of age experience a decline in cognitive function and 20% to 25% encounter emotional disturbances, such as depression and anxiety, following their discharge. Nutritional status also tends to worsen for 20% to 40% of older adults, further complicating their recovery and increasing their risk for falls. This makes the discharge decisions pivotal to recovery and long-term quality of life.

 

For many seniors, hospitalization marks a critical juncture—a turning point that often prompts necessary conversations about living arrangements. It's a moment that brings together the realities of one’s independence and quality of life, highlighting the importance of advanced care planning. Figuring out your options early lets you and your family make choices for a safe, effective, and well-orchestrated transition.

 

As reference, throughout this blog “acute care” refers to immediate and intensive treatment provided in an emergency room or hospital setting for sudden or severe health conditions, such as injuries or heart attacks. In contrast, post-acute care (PAC) follows the initial short-term admission to a hospital and is focused on helping patients recover through rehabilitation services or continued medical supervision to ensure a safe and effective return to daily life.


Question #1 – What is the Hospital Discharge Destination Evaluation Process?

When you first enter the hospital, case managers and social workers begin assessing your health status and living situation to determine the most suitable transition plan. These professionals consider your physical and cognitive function, home environment, and personal support systems. This evaluation is imperative to determine what types of aid you might need upon leaving the hospital.

 

By evaluating your PAC options soon after hospital admission, you can positively impact your recovery trajectory and long-term wellbeing. Unfortunately, many hospitals present discharge plans at the last moment, giving patients and their families little time to deeply consider their choices. This can leave you feeling rushed into making decisions that might not best suit your needs or circumstances.

 

To guaranty that you or your loved one receives the most appropriate attention after hospitalization, it's necessary to ask the right questions and understand all available options. Engaging proactively with your healthcare team, including doctors, nurses, and social workers, helps shape a transition plan that aligns with your recovery goals and personal circumstances. These next sections will guide you through questions to ask, allowing you to advocate effectively for a transition path that enhances safety, promotes recovery, and supports independence.


Question #2 – What Obstacles Could Slow My Post-Hospital Recovery?

In determining the best discharge destination for you, your medical team will assess the severity of your condition, including the complexities of surgeries undergone, the depth of any illnesses, or the extent of injuries sustained. They will consider specific challenges you might face, such as relearning basic skills to perform activities of daily living (ADLs) and instrumental activities of daily living (IADLs).

 

For example, after a stroke, you may need targeted therapies to regain speech and motor control, or following surgery, attention might be necessary to manage incisions and prevent infections. Additionally, factors like limited mobility, nutritional risks, and potential for delirium—discussed as significant hospitalization hazards—will also influence their recommendations. This comprehensive evaluation guarantees the recovery plan addresses all aspects that could impact your ability to return to normal life and live independently.


Question #3 – How Will My Mobility Affect Recovery?

Evaluating your ability to move—such as walking, transferring from bed to chair, or navigating stairs—is a big part of planning your transition path. Physical and occupational therapy focus on enhancing your strength and functional ability to perform daily tasks independently.

 

Consider whether you'll require temporary or long-term assistance with mobility through professional services or family and friends. After hospitalization, you might initially need support with basic movements until you heal and regain your strength and flexibility. Evaluating these needs early guarantees you arrange the appropriate support.


Question #4 – How Much Hands-On Support Will I Need During Recovery?

When considering your discharge options, it's important to assess what your condition necessitates. Ask yourself: Does my recovery require constant supervision, or will periodic check-ins suffice? Think about the daily support you will need, which might include managing medications, undergoing rehabilitative exercises, and aid with activities of daily living.

 

While Home Health Agencies allow you to return to the comfort of your home, if you need a lot of assistance throughout the day or more structured and intense rehabilitation, an onsite post-acute facility might be more suitable until you regain sufficient physical and mental independence. A comparison of the level of skilled nursing and level of rehabilitation services for each of the PAC settings is provided here.

Graphic depicting the level of skilled nursing vs. rehabilitation services

Question #5 – How Safe Is My Home for Recovery?

You will need to evaluate whether your home is equipped to support your recovery and prevent accidents, especially if mobility is temporarily or permanently reduced. Ask yourself about:

  • Safety Features. Does your home have necessary safety installations like handrails, shower bars, and non-slip mats? These features are key in preventing falls, particularly in areas like bathrooms and stairs.

  • Accessibility. Are essential areas of your home easily accessible? You may need to consider the installation of ramps if there are entry steps, or rearranging furniture to create wider pathways if using a walker or wheelchair.

  • Comfort and Convenience. Is your living environment conducive to rest and recovery? Make sure that your bedroom is easily accessible and that you have a comfortable space where you can relax without frequent need to move up and down stairs.

 

If modifications are needed and feasible, planning for these changes should be done before your discharge from the hospital. Ensuring that your home is safe and comfortable is a big step in promoting a smooth and effective recovery. If renovations and modifications to your residence can’t be completed before your scheduled return, you may be advised to consider one of the inpatient facilities in the interim.


Question #6 – What are the top 5 hospital discharge destination options?

Generally, after a short stay in an Acute Care Hospital, 47% of patients go directly home. Returning Home is the recommended once your condition has stabilized and you can manage independently or with minimal support. This could come with specific instructions, necessary medical equipment, or arranging for follow-up appointments.

 

However, if more comprehensive nursing and rehabilitation services are required based on your responses to the previous questions, one of these five PAC options may be suggested:


  1. Long -Term Care Hospital (LTCH),

  2. Inpatient Rehabilitation Facilities (IRF) or Rehabilitation Centers,

  3. Skilled Nursing Facility (SNF),

  4. Home Health Agency (HHA), and

  5. Palliative and Hospice Care providers.

 

Skilled Nursing Facilities represent the largest group of post-acute care providers, with 14,700 locations nationwide, followed by 11,353 Home Health Agencies. The number of inpatient rehabilitation centers and long-term care hospitals is significantly lower, totaling just over 1,500. In 2022, HHAs served 2.8 million Medicare beneficiaries, indicating a strong preference for receiving healthcare at home, compared to the 1.3 million who received care in SNFs. Additionally, approximately half a million beneficiaries received more intensive services from Rehabilitation Centers and Long-Term Care Hospitals. Given the availability and demand, it is not surprising that most discharge plans involve either a transition to a SNF or a return to the one's personal residence with skilled nursing aid and monitoring, as well as rehabilitation therapy administered by a Home Health Agency.

Graph of number of healthcare providers and number of patients served by PAC Setting
PAC Setting Providers and Patients in 2022

Ultimately, the goal is to transition you safely back to your home environment, whether it's your personal residence, an Assisted Living facility, or a Nursing Home.


Comparing Post-Acute Care Options for Seniors

Here is a high-level side-by-side comparison of post-acute care settings.


Post-Acute Care Setting Descriptions

Long-Term Care Hospital

Rehabilitation Centers

Skilled Nursing Facility

Home Health Agency

Provides acute care services for patients often transferred from intensive or critical care units that still need hospital-level care for an extended period.

Delivers a more structured and intensive combination of physical, occupational, speech, and other therapies for 3+ hours daily, 5 days a week.

Offers medical attention along with 1 to 2 hours of therapy per day, suitable for those who need less intensive rehabilitation.

Supplies nursing care, therapy, and assistance with daily activities in your personal residence until you are more self-sufficient.

Types of Treatment by Post-Acute Care Setting

Long-Term Care Hospital

Rehabilitation Centers

Skilled Nursing Facility

Home Health Agency

  • Administer prolonged mechanical ventilation

  • Manage complex wound and resistant infection care

  • Address post-surgical complications

  • Treat multiple acute or unstable illnesses

  • Support recovery from stroke or neurological disorder

  • Treat major trauma to brain, spinal cord, or amputation

  • Care for burns

  • Address arthritic and pain syndromes

  • Manage orthopedic fracture or joint replacement

  • Treat COPD or cardiac conditions

  • Manage multiple chronic conditions such as congestive heart failure, chronic obstructive pulmonary disease, and diabetes requiring monitoring

  • Provide wound care

  • Support mobility and ADL or IADL needs

  • Treat infections

  • Manage neurological illness

  • Provide wound care

  • Manage ostomies, catheters, nasogastric or feeding tubes, and tracheostomies

  • Oversee medication management

  • Improve gait or balance

  • Administer infusions

  • Manage complications of multiple chronic conditions

  • Provide post-acute rehabilitation therapy (physical, occupational, and speech)

Estimated Length of Stay by Post-Acute Care Setting

Long-Term Care Hospital

Rehabilitation Centers

Skilled Nursing Facility

Home Health Agency

20-30 days with an average of 27.2 days.

Up to 60 days, typically ranging between 10-15 days with a 13-day average.

Up to 100 days of care, generally ranging between 14-21 days.

Up to 60 days in one episode and option to extend for 30 more days with doctor’s approval, average of 18.6 days.

Insurance Coverage Sources for Post-Acute Care

Long-Term Care Hospital

Rehabilitation Centers

Skilled Nursing Facility

Home Health Agency

Medicare and private insurance.

Medicare and private insurance.

Medicare covers up to 100 days of care. Private insurance also covers costs.

Skilled services paid by Medicare and private insurance. Home care for ADLs and IADLs out-of-pocket or Medicaid.


Question #7 – How Long Will My Post-Acute Care Last?

Determining how long you will need support after hospitalization allows you and your loved ones to anticipate the scope of services needed and manage expectations for your recovery timeline. The length of stay in various post-acute facilities varies based on your medical condition, recovery progress, and the type of services required. Here is an overview of potential timelines:

 

  • Acute Care Hospitals typically accommodate stays of about 5.5 days on average, though Medicare coverage extends up to 25 days if medically necessary.

  • Long-Term Care Hospitals are the longest ranging from 20 to 30 days, with an average of length of 27.2 days. A return home with HHA services may be prescribed to address any nursing and monitoring that may be required post-discharge, so be sure to add that time to your plans.

  • Inpatient Rehabilitation typically requires a 10 to 15 day stay, with the average duration being 13 days. These places are ideal if you need intensive rehabilitation to regain strength and functional abilities. After this you may be sent home under HHA supervision to address any lingering issue, which will add to the duration of your PAC services.

  • Skilled Nursing Facility average stay ranges from 14 to 21 days. This option suits individuals who need continual nursing care along with rehabilitation services.

  • Home Health Agency average duration is approximately 18.6 days, providing support with daily medical tasks, in-home physical, occupational, and speech therapy, and some limited Home Care assistance. Generally, the initial episode may last up to 60 days, with a 30-day extension option.


Question #8 – What Will My Insurance Cover and How Much Will I Pay?

Your insurance coverage under Medicare Part A (Hospital Insurance) includes your hospital stay and extends beyond discharge to post-acute services. Private insurance and Medicare Advantage plans generally follow a similar approach to traditional Medicare's but can vary in specific coverage and requirements, deductibles, and copays. Always check with your insurance provider or the official Medicare website for the most current information regarding your individual coverage so you are fully prepared for the financial aspects of different locations post-hospitalization. At a high level, here's what you need to know about insurance benefits and requirements.


Medicare Part A Hospital Insurance

Deductible

The deductible is $1,632 for each benefit period in 2024. A benefit period begins on the first day of hospitalization and ends 60 consecutive days after discharge from the hospital or a skilled nursing facility. If you need to be hospitalized again within those 60 days, the same benefit period applies, meaning you won't need to pay the deductible a second time.


Coinsurance

Once you've paid your deductible, Medicare inpatient coverage starts. For the first 60 days in an institutional location, such as a LTCH or Rehabilitation Center, there is no coinsurance fee. For days 61 to 90, a daily coinsurance of $408 applies. If your stay extends beyond 90 days, the coinsurance payment for each "lifetime reserve day" is $816, up to a maximum of 60 days over your lifetime. Beyond these lifetime reserve days, all costs are paid by you.


Types of Inpatient Facilities Covered

Acute Care Hospitals, Rehabilitation Centers, and Long-Term Care Hospitals are all covered by Medicare Part A as described above and address severe episodes of illness, injuries, or conditions arising from disease or trauma, including recovery post-surgery.

 

Receiving services in the comfort of your home from a certified Home Health Agency offers a broad spectrum of medical services delivered for the treatment of an illness or injury, as well as recovery from surgery. It is generally more affordable, more convenient, and can be as effective as the services received in an institutional location. With Original Medicare, you pay nothing for covered Home Health Agency services after meeting the Part B deductible. However, you are responsible for 20% of the Medicare-approved amount for medical equipment. Before receiving services, the HHA will inform you about Medicare coverage and any potential costs for non-covered services through the "Advance Beneficiary Notice" (ABN). This prevents you from being caught unaware by any charges for services your insurance does not cover, allowing you to make informed decisions.

 

Note that custodial care, such as that found in Assisted Living and Nursing Homes, is not covered by Medicare but may be funded by Medicaid or private insurance.

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