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  • Writer's pictureCindy Davis

Informal Caregiving: Your Inevitable Road Ahead

Updated: Jun 3

Feature image wth 3 generations

Are You Noticing Signs of Aging in Loved Ones?

The holiday season is often a time of joy and family reunions, but for many Generation Xers and Millennials, it can also be a moment of realization – the recognition that their aging parents or loved ones may soon require more support than they had anticipated. Imagine going home for the holidays, expecting the usual warmth and comfort, only to discover subtle but significant changes.

Reality of Informal Caregiving Infographic

You notice the house, once meticulously kept, now slightly in disrepair, or cluttered in a way that’s uncharacteristic of your loved ones. Perhaps it’s the physical decline you see in them – slower movements, a struggle to keep up with conversations, or a hint of confusion in tasks that were once routine. Maybe it's the personal care that seems to be slipping; clothes not as clean, or hygiene not as attended to.


These observations may not lead to immediate action, but they plant a seed of concern in your mind. You start to wonder, “When should I bring up the topic?” and “How will we handle this as an extended family?” It’s a subtle shift in the relationship dynamics, where you, the child or friend, start to see a future role as an informal caregiver for an important member of your family.


This realization isn’t just limited to the family sphere. Employers, too, need to be attuned to these life changes affecting their workforce. The growing demands of adult care are akin to the child care challenges of the past, which spurred many organizations to develop supportive initiatives. The question now facing employers is whether they are prepared for a future where a greater number of their employees will need support in caring for adult relatives and extended family.


For adults and employers alike, this shift represents a significant turning point. It’s a call to start planning and preparing for the informal caregiving responsibilities that lie ahead. For the younger generations, it’s about understanding the complexities of elder care and starting conversations around this sensitive topic. For businesses, it’s a moment to recognize the evolving needs of their employees and consider adult care support as a critical component of their talent attraction and retention strategies.


In both cases, the need for awareness, planning, and action is clear. The observations made during these holiday visits are more than just fleeting concerns; they are early indicators of a looming reality that requires attention, understanding, and proactive measures.

What Does the Future of Care Look Like for You?

As we journey through life's later chapters at GeriScope, we recognize the growing importance and impact of informal caregiving in our aging society. With a staggering estimated economic value of around $600 billion in 2021, informal caregiving transcends being a mere act of compassion; it's a vital pillar of our healthcare system. This immense value includes not just the caregiving time but also encompasses meals, transportation, medical supplies, and much more. It's crucial to understand the need for an informal caregiving plan, acknowledging that it’s not a question of 'if,' but 'when' you may find yourself in the role of a caregiver.


Which Generation Are You In? Understanding Your Place in Caregiving

From a personal perspective, it's important to recognize where we stand in the generational continuum. Generations are more than just labels; they represent distinct groups shaped by specific life experiences and societal changes. Identifying your generation helps in understanding the caregiving responsibilities that may lie ahead.

Bar Chart representing the total number of births each year from 1928 to 1996 color coded for each generation
Centers for Disease Control: NCHS - Births and General Fertility Rates: United States

  • Silent Generation (Born 1928-1945):  As the Silent Generation reaches their late 70s and beyond, their need for care intensifies.

  • Baby Boomers (Born 1946-1964):  Now entering their 60s and 70s, Baby Boomers are increasingly requiring more care, often from their Gen X and Millennial children.

  • Generation X (Born 1965-1980):  Currently in their mid-40s to late 50s, Gen Xers are increasingly finding themselves in the role of caregivers for their aging parents.

  • Millennials (Born 1981-1996):  While younger, many Millennials are already stepping into caregiving roles, particularly for grandparents or older relatives.


Caregiving Now: How Today's Landscape Shapes Our Roles

Bar chart representing the number of people in at each age color coded by generation.
U.S. Census Bureau, April 2023

To give you a clearer understanding, let’s delve into the population dynamics as of 2022:

  • WWII Generation:  Now over 95, they represent a smaller but significant group of seniors.

  • Silent Generation:  This group, now aged between 77 to 94, forms a substantial portion of our elder population.

  • Baby Boomers:  Representing the largest surge in our aging demographic, Boomers are currently 58 to 76 years old.

  • Generation X:  Gen Xers are between 42 to 57 years old, many of whom are juggling careers, child-rearing, and caregiving.

  • Millennials:  The youngest of our current caregivers range from 26 to 41 years old.


The data paints a clear picture: as we progress through the 21st century, the responsibility of caregiving is shifting increasingly towards the younger generations. This transition brings new challenges and opportunities for support, understanding, and compassion.


Birth Years


Age in 2022



1922 to 1927



Silent Generation

1928 to 1945


77 to 94


Baby Boomers

1946 to 1964


58 to 76


Generation X

1965 to 1980


42 to 57



1981 to 1996


26 to 41



Whether you’re currently a caregiver or preparing for a future caregiving role, our resources and community are here to help. Remember, planning for caregiving is not just about anticipating needs; it’s about understanding the impact of these roles across generations and creating a supportive environment for those who give and receive care.

Who Will Be Providing Elder Care in Coming Years?

Informal caregivers in the United States play an indispensable role, offering a wide range of support that extends beyond financial and medical assistance to include vital companionship and advocacy. These caregivers, often family members or friends, provide not only crucial financial management, such as handling insurance claims and covering out-of-pocket costs, but also offer critical emotional support through companionship. Their presence offers comfort and a sense of normalcy to those in their care.


In terms of medical support, informal caregivers assist with medication management, accompany their loved ones to medical appointments, and often advocate for their health needs, ensuring that their voices are heard in healthcare settings. This advocacy is particularly important in navigating the complex healthcare system and making informed decisions about treatment options.


Additionally, these caregivers contribute significantly to the activities of daily living, aiding with tasks like bathing, dressing, and feeding. This comprehensive care is an integral part of the support system for those with chronic conditions and serious illnesses that need daily care on a long-term basis. Anyone considering a caregiving role can anticipate that as their elderly loved one’s living situation becomes more complex the amount of time one will need to spend in providing support will increase. What starts as occasional assistance can morph into an everyday commitment.

How Is Informal Caregiving Affecting Our Economy?

In 2021, unpaid caregiving contributions were $600 billion up from $470 billion in 2017. However, these figures only scratch the surface, as they don’t account for the out-of-pocket expenses, lost wages, or the complexity of care provided.


Illustration of adult daughter bring meal to father with 38 MM Informal Caregiver caption

Comparing informal caregiving to formal home and institutional care expenditures provides an interesting perspective on the value of unpaid caregiving in the United States. For example, the economic value of informal caregivers’ unpaid contributions estimate is based on about 38 million caregivers providing an average of 18 hours of care per week, totaling 36 billion hours of care, at an average value of $16.59 per hour.


Compare this unpaid investment to formal home health and institutional care spending, which are part of the formal healthcare system, amounted to $132.9 billion and $191.6 billion in 2022, or $324.2 billion. These sectors include services provided by freestanding home health care agencies, nursing homes, and continuing care retirement communities. Funding is provided by various sources including private health insurance, out-of-pocket payments, Medicaid, and Medicare. Most families find there is insufficient public and private resources to cover 100% of a loved one’s 24-hour care needs, leaving the gap to be filled by informal caregiving.

Pie chart highlighting value of informal caregiving to paid support

When these two figures are compared, it's evident that the value of informal caregiving significantly surpasses formal healthcare spending. The $600 billion estimated value of informal caregiving is almost double the spending on formal healthcare services. This comparison highlights the immense and often underrecognized contribution of informal caregivers to the healthcare system. Their role is not only crucial in providing care but also in reducing the financial burden on the formal healthcare system.

Are You Prepared to Become a Member of the Sandwich Generation?

Mother using walker with son and graphic with sandwich generation caption

The demographic shift in the United States towards an older, age-dependent population has significant implications for those caring for both children and seniors.


Evaluation of changes in the youth and old age dependency ratios in the U.S. highlight the growing demand to support an aging population while also caring for children that contributes to a larger number of adults in the sandwich generation. The overall dependency ratio rises from a low of 59 in 2010 to a projected high of 76 by 2060.


Chart depicting youth and old age dependency trends from 2010 to 2060
Demographic Turning Points for the United States: Population Projections for 2020 to 2060

What is the Youth Dependency Ratio?

The number of children under 18 for every 100 working-age adults (aged 18 to 64) is projected to decrease from a historical high of 65 in 1960 to a projected 35 in 2060. In other words, by 2060, there will be just over one child for every three working-age adults, a decline from the 1960 ratio of two children for every three working-age adults.


Understanding the Old-Age Dependency Ratio

In contrast, the old-age dependency ratio, which indicates the number of people aged 65 and older for every 100 working-age adults, is projected to nearly double from 21 to 41 between 2010 and 2060. This means that by 2060, there will be approximately two-and-a-half working-age adults for every older person eligible for Social Security, compared to three-and-a-half in 2020.

What Some of the Real Costs of Informal Caregiving?

  1. Social Security. The increasing old-age dependency ratio suggests a growing burden on the Social Security system. As more people become eligible for Social Security benefits, fewer working-age adults will be contributing to the system. This could strain the Social Security fund, potentially leading to challenges in maintaining current benefit levels without adjustments to the system.

  2. Healthcare Demands. The rise in the old-age dependency ratio will likely increase the demand for healthcare services, particularly those related to age-related conditions. This could put additional strain on healthcare systems, necessitating increased healthcare funding, more healthcare professionals specializing in geriatric care, and expanded long-term care facilities.

  3. Economic Impact. With a higher proportion of the population being elderly, there may be a decrease in the overall workforce size, potentially impacting economic growth. This could lead to labor shortages in certain sectors and require adaptations in workplace policies and practices to accommodate an aging workforce. There might also be a shift in the types of goods and services in demand, with more focus on products and services tailored to older adults.

In summary, the shift towards an older, age-dependent population in the United States poses challenges and necessitates strategic planning in social security, healthcare, economic policies, and support systems for both the elderly and their caregivers. It highlights the need for proactive measures by relatives and employees to prepare for the changing demographic realities.

Who Carries the Weight of Caregiving: Women, Men, and the Workforce?

Graphic depicting 60% of informal caregivers are women

The landscape of informal caregiving in the United States reveals a significant gender disparity, with women shouldering most caregiving responsibilities. An estimated 60% of all informal caregivers are women that are often balancing the demands of their own lives with the extensive needs of aging or ill family members. They typically manage not just the physical aspects of caregiving, such as assisting with daily living activities and managing medication, but also the emotional and administrative tasks, including coordinating healthcare appointments and providing companionship. This unaccounted-for labor has a profound impact on their personal and professional lives, with many facing challenges in maintaining work-life balance.


The COVID-19 pandemic has intensified the burdens of informal caregiving. Many found themselves unexpectedly taking in a loved one or becoming the primary caregiver for a family member with deteriorating health. This has added to the challenges faced by the 'sandwich generation,' who must balance caregiving with parenting and professional responsibilities.


However, it's important to recognize that an increasing number of men are stepping up to share in this crucial role. This shift is a positive development, reflecting changing societal norms around gender and care responsibilities. Men, as caregivers, are increasingly visible in both familial settings and in broader community discussions about care. They are taking on tasks that range from physical caregiving to emotional support, challenging the traditional perceptions of caregiving roles.


This involvement of men in caregiving not only helps distribute the caregiving burden more equally but also brings diverse perspectives and strengths to the caregiving process. It's a movement towards a more inclusive understanding of what it means to be a caregiver, recognizing that the responsibility and the ability to care deeply for others are not confined to any one gender.

Graphic depicting 61% of informal caregivers are working full- or part-time

Recognizing the contributions of husbands, wives, sisters, brothers, daughters, sons, partners, and friends to the well-being of millions of Americans is crucial in understanding the full scope of informal caregiving and in providing the necessary support systems for these unsung heroes. This is something to also be considered by employers as 61% of these caregivers are working either full or part-time.

How Will Caregiving Affect You Physically and Emotionally?

Illustration showing characteristics of informal caregivers

As we navigate through informal caregiving realities, it’s essential to acknowledge and prepare for the role of informal caregiving in our lives. It’s not just about being ready for a sudden health incident but understanding the long-term commitment and its impacts. With the average caregiver being around 49.4 years old, it’s crucial for individuals, especially those in their middle ages, to start considering and planning for this role.


Further, the average duration of caregiving is approximately 4.5 years, with an increasing number providing care for five years or longer. This extended period of caregiving is often due to the recipients living longer with chronic illnesses or cognitive impairments, adding long-term burdens on caregivers.


Informal caregivers, often family members or close friends, face numerous physical and emotional burdens and challenges in their caregiving roles. These burdens can have profound impacts on their health, well-being, and overall quality of life. Here are just a few to consider:


What Physical Challenges Await Informal Caregivers?

  1. Physical Strain. Caregiving often involves physically demanding tasks, such as lifting or assisting the care recipient with mobility. This can lead to physical strain and injuries, including chronic pain or musculoskeletal problems.

  2. Exhaustion. The continuous nature of caregiving, especially when it involves round-the-clock care, can lead to exhaustion. Caregivers might experience fatigue, sleep disturbances, and a decline in their own physical health.

  3. Neglect of Personal Health. Caregivers often prioritize the health of the person they are caring for over their own, leading to neglect of their physical health. This might result in skipping medical appointments, not maintaining a balanced diet, or not getting enough exercise.

How Does Informal Caregiving Impact Emotional and Mental Health?

  1. Stress and Anxiety. Managing the complex needs of another person, coupled with the fear of making mistakes or the uncertainty of the care recipient's health, can lead to high levels of stress and anxiety.

  2. Emotional Exhaustion. The emotional intensity of caregiving, especially in the case of chronic or terminal illnesses, can lead to feelings of sadness, hopelessness, and emotional exhaustion.

  3. Role Strain. Many caregivers struggle to balance their caregiving responsibilities with other roles, such as parenting, working, or maintaining relationships. This role strain can lead to feelings of guilt and inadequacy.

  4. Social Isolation. Caregivers often find themselves isolated from social interactions and support networks due to the time and energy demands of caregiving.

  5. Financial Strain. The financial impact of caregiving, including potential loss of income and the costs associated with care, can create significant stress and impact the caregiver's emotional well-being.

  6. Depression. The combined effect of physical, emotional, and financial burdens can lead to depression in caregivers, impacting their ability to provide care and manage their own lives.


These challenges highlight the critical need for support systems and resources for informal caregivers. It's essential that they have access to physical, emotional, and financial assistance to manage these burdens effectively. Recognizing the importance of caregiver health and well-being is crucial in ensuring that both caregivers and those they care for can maintain the highest possible quality of life.

How Can You Embrace the Informal Caregiving Role Effectively?

At GeriScope, we understand the challenges and complexities of informal caregiving having traveled that journey ourselves. We are here to support you with resources, guidance, and a community that understands what you’re going through. Bookmark our site and share it with friends, family, and coworkers. Whether you are currently a caregiver or preparing for the role, GeriScope is your go-to resource for navigating these challenging times.


With the right plan in place for the inevitable and knowledge of valuable resources, it can also be a journey of growth, compassion, and fulfillment. GeriScope is committed to being with you every step of the way, providing the support and information you need to navigate the caregiving journey.


Become part of the GeriScope community today. Stay informed, prepared, and connected. Bookmark our site, share it with your network, and join a community that’s dedicated to supporting caregivers in every way possible. Together, we can face the challenges of informal caregiving with strength and confidence.


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